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PURCHASING, BUILDING, REFINANCING, REMODELING OR INVESTING,WE HAVE A PRODUCT FOR YOU!

Team Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you best in class loan options.  Browse our product details section to research some of the most common loans offered in todays market. 

WE WANT YOUR BUSINESS NOT JUST TODAY, BUT FOR LIFE!

 

 
100% Loan To Value
Fixed Rate Loans
Adjustable Rate Products
Flexible Down Payment Programs
Bi Weekly Mortgages
Jumbo Loans - In excess of $417,000
3% Down Payment Programs
Interest Only ARM
Interest Only Fixed
Commercial Loans
Home Renovations
Manufactured Homes
Rate & Term Refinance

100% Loan To Value

With this loan we can give you 100% of the purchase price of the home.  Buyers must qualify and Private Mortgage Insurance will be required.  Seller concessions (closing costs) up to 3% allowed!

Term: 30 years   Maximum Amount: $417,000
 

CALL FOR DETAILS


Fixed Rate Loans

Fixed Rate Mortgages  Terms from 10 to 40 years

Maximum Amount: $417,000
 

You want the stability of a fixed principal/interest payment over the life of the loan.  Down payments as low as 5%.


Adjustable Rate Products

Adjustable Rate Mortgage

5/1

3/1

and many more

Term: 30 years   Maximum Amount: $417,000
 

You want to start with a low payment or want to buy more home.
As little as 5% down; rate adjustments each 6 months or 1 year.


Flexible Down Payment Programs

Fannie 3/2


Bi Weekly Mortgages

Bi Weekly Mortgage


Jumbo Loans - In excess of $417,000

Loans up to $2 million. Wide variety of program options:

  • Reduced Documentation Loans
  • No Ratio Test Loans
  • No Income/No Asset Loans
  • Expanded Exception Programs
  • Expanded Cashout Refinances
  • Second Homes
  • Investment Properties
  • Condominiums
  • Foreign Nationals

Maximum Amount: $2,000,000

3% Down Payment Programs

Fannie 97


Interest Only ARM

Interest Only ARM


Interest Only Fixed

Interest Only ARM


Commercial Loans

For Mixed Use, Multi Family - 5+ units, Self storage, Office, Retail, Industrial, Warehouse, Automotive, Restaurant and more

Term: 7 years   Maximum Amount: $1,500,000
 

By incorporating many attractive features, our program addresses the critical needs of borrowers: preferential terms, ease of process and quick execution.

Bank competitive pricing
48-hour pre-approvals
Unlimited cash out
High LTVs and CLTVs
Streamlined underwriting
Quick closings

Subordinate financing
Long terms and amortizations
Multiple pricing options
Minimal costs
Owner occupied or investor properties


Home Renovations

Home Renovation Product


Manufactured Homes

Land/Home Combinations, FHA, Home Only Loans, Debt Consolidation and many more....


Rate & Term Refinance

Looking to get a better rate or a shorter term?  Then our vast array of loan programs will serve your needs.  Call today to discuss your unique situation. 



 

  

 

 

 

 


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.